Earn 2% for every purchase . You can earn unlimited cash back of 1% on purchases, and another 1% each time you make payments for these purchases.
To earn cashback, you must pay at the very least the minimum amount due in time.
Balance Transfer Offer Only: 0% initial APR with Balance Transfers over 18 month. After that, the variable rate will range from 14.74 percent – 24.74 percent, based upon your creditworthiness.
Balance Transfers are not eligible for cash back. The Intro APR is not applicable to purchases.
In the event that you decide to transfer balances the balance will accrue interest on the purchase unless you pay the entire amount (including transfer of balances) on the due date every month.
There is an initial balance transfer fee of 3% of every move (minimum $5) that is completed within the first four months after the account opening. The fee after that would be 5 percent of every transaction (minimum of $5).
The average variable APR for the Citi Flex Plan is 14.74 percent – 24.74 percent, based on your creditworthiness. Citi Flex Plan deals are available at the discretion of Citi.
Great to Outstanding (670-850)